Group health insurance is similar in form to
individual health insurance. The main differences are the
requirements for acceptance and the conditions under which a person
may apply. Before applying through a group a person must satisfy the
waiting periods and employment requirements for the group. However,
once an application can be made the conditions for acceptance are
usually less strict than with an individual policy. Also, certain
protections under the law are available for members of group
policies that are not available to owners of individual plans.
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About Group Health Insurance Options
Group health insurance rates continue to rise
year after year. That is why it is important to deal with a
Connecticut group health insurance professional who has access to
all carriers and products in the marketplace. Today’s business owner
has many cost saving options when it comes to group health
insurance:
- High Deductible Plans
- Dual Plan Designs
- Managed Care Otpions
- Health Reimbursement Accounts
- Section 105
- Section 125
These plans are not only designed to lower
your premiums, but there are also substantial tax savings.
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